V Group Insurance Unraveled
There are five plan models that should be evaluated

V Core Benefits for Group Plans
Pooled Benefits + Health & Dental benefits

V Important Group add-on services
Employee & Employer Assistance Programs

V Individual Top-Up Insurance
Life, Critical illness, & Long Term Disability Insurance, Long-term Care Insurance & Health Spending Accounts

V Other Products & Services
(Mortgage Insurance, Travel Insurance, Group Home & Auto, Credit Insurance)

Employee Benefits